The costs that don't show up in the brochure.
Three calculators built around the numbers brokers under-disclose: holding fees, FX spread, and the compounding drag of dividend withholding. Use them to see what your portfolio actually costs.
Fee Comparison Calculator
Layer commission, FX, custody and dormancy across any two brokers, over any holding period up to 30 years.
Open Tool →IncomeDRIP Calculator
Model dividend reinvestment with realistic withholding, FX, and fractional-share handling — not the textbook version.
Open Tool →FXFX Conversion Cost Calculator
The line item most retail investors forget. Find your broker's true spread on the four currency pairs that matter.
Open Tool →Real inputs, not averages
Each calculator uses actual broker fee schedules, not rounded industry averages. Numbers change when brokers change — we update them.
Compounding, not one-year snapshots
A 0.15% annual custody fee looks trivial. Across 20 years on a growing portfolio it is not. Every tool shows the long view.
FX is never free
Most broker calculators ignore currency conversion. Ours treats it as a first-class cost, because for European investors it always is.